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What Are Social Security Disability Benefits?

If you are disabled and unable to work, you may be eligible for Social Security Disability benefits. For answers to your questions about Social Security Disability, contact our firm to schedule a consultation with an experienced attorney.

Answers to Your Social Security Disability Questions

At the law offices of Calbom & Schwab, P.S.C. in Washington state, we started MySocialSecutiyClaim.com in order to simplify the process of obtaining benefits. Because we have designed a way to keep you informed throughout the process, you will have secure access to your case file 24 hours a day, 7 days a week. Our bilingual call center is open at all times as well, so you always have access to answers and the information you need.

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The Social Security Administration is a large agency, and it is easy to feel like your claim is lost in the system, but you do not have to go through this process on your own. Our lawyers will take the time to listen to your concerns and understand the difficulties you are experiencing. Providing sympathetic counsel, we are invested in your case. Contact us today for a free initial consultation.

If you are unable to work because of your disability, we understand that you have financial concerns. That is why we offer free initial consultations. If you decide to work with our attorneys, you will not have to pay any legal fees until we win your case. If we do not win: you do not owe attorney fees. Do not let your financial concerns prevent you from getting benefits. Contact us today to find out more.

What Are Social Security Disability Benefits?

If your disability prevents you from working, you may be eligible for Social Security Disability benefits. The Social Security Administration provides monthly benefits to people who meet strict criteria concerning work history and disability level. Because the application and appeals process can be complex, the assistance of an attorney can be enormously helpful. Contact an attorney from Joe Schwab in Moses Lake, Washington, for more information.

Social Security

Social Security is the federal program that provides retirement, disability, survivor, family assistance and Medicare benefits. The program is funded by earmarked taxes withheld from employees' paychecks, matching funds from employers and taxes from self-employed individuals. Social Security benefits are administered by the Social Security Administration (SSA) and governed by the Social Security Act.

The Social Security Act's Definition of "Disability"

To qualify for Social Security Disability benefits, a person must be "disabled" according to the definition provided by the federal Social Security Act. A person is disabled if he or she:

  • Has a medical condition that is expected to last at least a year, has lasted at least a year or is expected to result in death, and
  • Is unable to work because of the medical condition

The person must not be able to the do work she did previously or any other type of substantial gainful activity that she is qualified to do.

Types of Disability Benefits under the Social Security Act

Five major types of disability benefits are available under the Social Security Act. Each one has its own rules for qualification, which can be complicated. Both Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI) provide benefits. SSDI is based on the applicant's work history and disability while SSI is based on the applicant's income and disability, old age or blindness.

  • SSDI: Disability Insurance benefits are paid to people who have worked long enough to earn sufficient credits under the Social Security system but are now disabled.
  • SSDI: Disabled Widow's, Widower's or Surviving Divorced Spouse benefits are paid to people who meet certain age and other requirements. The deceased spouse must have been insured through his or her work record for the living spouse to qualify for coverage.
  • SSDI: Childhood Disability benefits are paid to people who are at least 18 years old and became disabled prior to the age of 22. The payment to the child is based on the earnings record of a qualified parent who is retired, disabled or deceased.
  • SSI: Supplemental Security Income benefits are paid to low-income recipients who are disabled, blind or elderly and have limited resources.
  • SSI: Child's Disability benefits are paid to children up to age 18 who are disabled or blind and whose families meet certain criteria concerning income and resources.

Consult an Attorney

With this basic knowledge about the types of benefits that are available, you may be able to decide whether applying for Social Security Disability is the right decision for you. An attorney from Joe Schwab in Moses Lake, Washington, can answer your Social Security Disability benefits questions and help you through the qualification process.

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